The EPO and PPO SBC's (Summary of Benefits and Coverage) attachments are standardized documents, as per the Affordable Care Act regulations. The SBC does not represent all coverage features, and the coverage examples within the SBC are intended only to convey a general illustration of costs.
- Lower back pain
- Shoulder pain
- Neck pain
- Knee pain
- Elbow pain
- Hip pain
- Ankle pain and much more!
Eligible full-time employees who elect not to take health benefits shall receive $240 a month, which will be paid twice a year, in two equal installments, in the first pay in December and the first pay in May.
Eligible full-time employees whose spouses are also District employees shall not receive the $240 buyout. For these couples, one of the two will be defined as the primary member for insurance purposes. The primary member shall be charged the applicable employee percentage of premium contribution; and the primary member’s spouse shall receive a buyout of percentage of the premium.
Preventive or routine care helps us stay well or finds problems early, when they are easier to treat. The preventive
guidelines on this schedule depend on your age, gender, health and family history. As a part of your health
plan, you may be eligible to receive some of these preventive benefits with little to no cost sharing when using
in-network providers. Make sure you know what is covered by your health plan and any requirements before you
receive any of these services.
Lytle EAP Partners - Employee Assistance Program
TELADOC also offers EXPERT ADVICE when you need it most
Livongo - Diabetes Management
American Hearing Benefits
- Information explaining your PSERS retirement benefit and benefit elections is summarized here: Click here to view Information for New School Employees
- If you are a new member of PSERS, click here to view three short videos:
- Understanding Your PSERS Benefit – high-level overview of the PSERS retirement benefit options.
- Membership Class Options – Comparison of the PSERS membership classes: Class T-G, Class T-H, and Class DC.
- How to Select a Membership Class - Examples of what your benefit may look like in each membership class as well as instructions for remaining in your current membership class or electing a new class.
It is never too early to begin planning your retirement. PSERS offers a variety of resources on its website, including a Member Self-Service portal so you can access your PSERS account, retirement calculators to estimate your benefit, and a library of financial education articles to assist you in your journey to financial wellness and retirement.
For more information on your PSERS retirement, visit the PSERS website at www.psers.state.pa.us. You can also access the PSERS Active Member Handbook or contact PSERS at: 1.888.773.7748 or through their online contact form.
TAX SHELTERED ANNUITY 403(b)
Hempfield Area School District offers a tax sheltered annuity plan 403(b) for ALL employees. A 403(b) is a tax-deferred investment and savings program for school district employees. If you need more information or are interested in starting a tax sheltered annuity, please contact one of the district approved companies listed in Appendix B of the Plan Summary Document (see link below).
The representative will provide you with all of the forms and documentation needed to start, add, change or cancel your 403(b) account. Once completed, the salary reduction form needs to be sent to the payroll office.
VOLUNTARY BENEFITS AT EMPLOYEES' FULL COST
Voluntary benefits available are: short and long term disability plans, various AFLAC programs, and supplemental term life insurance for employees, dependent spouse and/or children.
These voluntary benefits are available at time of hire and at open enrollment. These benefits are paid 100% by the employee through payroll deduction.
Attached below our voluntary program details. If you have questions, please contact Pattie Strickengloss at 724-850-2221 or [email protected].
Voluntary Benefit Programs available
Aflac provides supplemental insurance to help pay benefits your major medical insurance may not cover or help you pay your bills if you are unable to work. This voluntary optional insurance plan is available to all full-time employees via payroll deduction. There are several policies available through Aflac, such as, short term disability, accident, cancer, critical illness, and life insurance. The dedicated Aflac representative for the district is Andrea Stearns and her contact number is 412-983-9396. You may also contact the Human Resources Office with any questions.
PSBA's short term disability program can protect your monthly income in the event of an off-the-job accident or sickness precluding you of working. Program offers either a 14 or 30 day elimination period. See attachment for further program details and rates per work classification.
Abacus' long term disability program can protect your monthly income in the event of an off-the-job accident or sickness precluding you of working. Program offers a 90 day elimination period with a two year benefit period. See attachment for further program details and rates.
ONE AMERICA Term Life and AD&D Benefit
One America voluntary term life insurance helps replace income, pay mortgage, and will assist in paying final expenses. Employees have the option of covering spouses and children provided the employee enrolls in a voluntary term life policy. See attachment for further program details and rates.